Personal Injury Blog

Auto insurance policies are designed to cover damages after a car accident, but what happens when the costs are higher than the at-fault driver’s coverage? At the Law Offices of Brent W. Caldwell, we often help clients in California facing this exact situation, especially after serious or catastrophic injuries. If your car accident claim exceeds insurance limits, here is what you need to know. California Minimum Auto Insurance Requirements As of January 2025, California law

A contingency fee is a type of payment arrangement often used in personal injury cases. At the Law Offices of Brent W. Caldwell, we handle all injury cases on a contingency fee basis. This means our clients do not pay any legal fees upfront. Instead, our fee is a percentage of the amount recovered at the end of the case. If there is no recovery, there is no fee. That is what people mean when

After a car accident or any serious injury, the effects go beyond medical bills and lost income. Pain and suffering refer to the non-economic damages you experience, things that impact your daily life but do not come with a fixed dollar amount. At the Law Offices of Brent W. Caldwell, we help clients in California understand and claim compensation for these often-overlooked damages. Defining Pain and Suffering in California In a personal injury case, pain

If you are thinking about hiring a personal injury lawyer after an accident, one of your first questions is likely: how much will it cost? At the Law Offices of Brent W. Caldwell, we understand that cost is a major concern, especially when you are dealing with medical bills, missed work, or car repairs. The good news is that hiring a personal injury lawyer in California typically does not require any upfront payment. We Work

After an accident, many people wonder if hiring a personal injury lawyer will actually increase their settlement. It is a fair question, especially when medical bills and lost income start to pile up. At the Law Offices of Brent W. Caldwell, we are often asked whether hiring a lawyer makes a real difference. In most cases, it does. Insurance Companies Are Not on Your Side Insurance companies are for-profit businesses. Their goal is to settle

If you have been injured in a car accident and had to miss work, you may be entitled to recover lost wages as part of your personal injury claim. At the Law Offices of Brent W. Caldwell, we help clients throughout California secure compensation for the income they missed due to accident-related injuries. Here is how the process works. What Are Lost Wages? Lost wages refer to the income you were unable to earn because

When you are injured in a car accident or any other incident, medical treatment often continues long after the initial emergency care. If your injury leads to long-term effects, you may be entitled to compensation for future medical expenses. At the Law Offices of Brent W. Caldwell, we work with injured clients throughout California to make sure these future costs are not overlooked or undervalued. What Are Future Medical Expenses? Future medical expenses are the

Are You Really Covered? Common Auto Insurance Policy Exclusions That Could Leave You Unprotected Auto insurance gives many drivers peace of mind, but not all policies cover everything. Many people assume they have full protection, only to find out too late that their claim is denied due to a policy exclusion. Understanding these hidden gaps can help you avoid unexpected financial burdens after an accident. What Are Auto Insurance Policy Exclusions? Policy exclusions are specific

At the Law Offices of Brent W. Caldwell, we are based in Huntington Beach and known for our work across Southern California but we are also licensed to practice in Nevada. Many of our clients are surprised to learn that we regularly handle personal injury cases in Las Vegas and the surrounding areas. Whether your injury happened during a weekend trip or while passing through on the way to another destination, we are ready to

How a Pre-Existing Condition Can Impact Your Injury Claim If you have a pre-existing condition and suffer an injury due to an accident, you may wonder whether it will impact your personal injury claim. Insurance companies often try to argue that your injuries were not caused by the accident, but rather were pre-existing issues. However, just because you had a prior medical condition does not mean you are not entitled to compensation. Understanding how pre-existing