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Personal Injury Blog

What Is MedPay and How Does It Work?

Medical Payment Coverage, commonly called MedPay, is an optional type of auto insurance that can help pay for medical expenses after a car accident no matter who was at fault. In California, where accident-related healthcare costs can be significant, MedPay can provide important financial protection. At the Law Offices of Brent W. Caldwell, we help people who have been injured in car accidents understand all available sources of coverage. Knowing how MedPay works can make

How Your Choice of Lawyer Affects Your Injury Settlement

Most people injured in a car accident do not realize just how much their choice of lawyer can affect the outcome of their case. Insurance companies are not only looking at the facts of your claim, they are also paying close attention to who is representing you. The attorney you choose sends a clear message about how seriously you intend to pursue your case. At the Law Offices of Brent W. Caldwell, we have seen

What Is the Eggshell Plaintiff Rule and How Does It Affect Your Injury Claim?

If you have a pre-existing medical condition or are more prone to injury than the average person, you may wonder how that affects your ability to recover damages after a car accident. Under California law, the Eggshell Plaintiff Rule provides protection in exactly this type of situation. At the Law Offices of Brent W. Caldwell, we regularly represent clients whose injuries were made worse due to existing health conditions. The insurance company may try to

What Happens If You Get in an Accident With Expired Registration

Getting in a car accident is stressful enough. If your vehicle registration is expired at the time of the crash, it can add more complications. At the Law Offices of Brent W. Caldwell, we often hear from clients in California who are unsure how expired registration affects their ability to recover damages. Here is what you need to know. Driving With Expired Registration Is Illegal in California In California, it is against the law to

What Happens When a Car Accident Claim Exceeds Insurance Limits in California?

Auto insurance policies are designed to cover damages after a car accident, but what happens when the costs are higher than the at-fault driver’s coverage? At the Law Offices of Brent W. Caldwell, we often help clients in California facing this exact situation, especially after serious or catastrophic injuries. If your car accident claim exceeds insurance limits, here is what you need to know. California Minimum Auto Insurance Requirements As of January 2025, California law

What Is a Contingency Fee?

A contingency fee is a type of payment arrangement often used in personal injury cases. At the Law Offices of Brent W. Caldwell, we handle all injury cases on a contingency fee basis. This means our clients do not pay any legal fees upfront. Instead, our fee is a percentage of the amount recovered at the end of the case. If there is no recovery, there is no fee. That is what people mean when

What Qualifies as Pain and Suffering?

After a car accident or any serious injury, the effects go beyond medical bills and lost income. Pain and suffering refer to the non-economic damages you experience, things that impact your daily life but do not come with a fixed dollar amount. At the Law Offices of Brent W. Caldwell, we help clients in California understand and claim compensation for these often-overlooked damages. Defining Pain and Suffering in California In a personal injury case, pain

How Much Does a Personal Injury Lawyer Cost?

If you are thinking about hiring a personal injury lawyer after an accident, one of your first questions is likely: how much will it cost? At the Law Offices of Brent W. Caldwell, we understand that cost is a major concern, especially when you are dealing with medical bills, missed work, or car repairs. The good news is that hiring a personal injury lawyer in California typically does not require any upfront payment. We Work

Will I Get a Bigger Settlement With a Personal Injury Lawyer?

After an accident, many people wonder if hiring a personal injury lawyer will actually increase their settlement. It is a fair question, especially when medical bills and lost income start to pile up. At the Law Offices of Brent W. Caldwell, we are often asked whether hiring a lawyer makes a real difference. In most cases, it does. Insurance Companies Are Not on Your Side Insurance companies are for-profit businesses. Their goal is to settle

How To Claim Lost Wages From a Car Accident

If you have been injured in a car accident and had to miss work, you may be entitled to recover lost wages as part of your personal injury claim. At the Law Offices of Brent W. Caldwell, we help clients throughout California secure compensation for the income they missed due to accident-related injuries. Here is how the process works. What Are Lost Wages? Lost wages refer to the income you were unable to earn because

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