Do I Really Need Uninsured Motorist Coverage?
The State of Orange County is a fault-based state when it comes to motor vehicle accidents. This means that if you are injured in a car accident that occurs because of someone else’s negligence, you can pursue a claim or file a lawsuit against the at-fault driver and indirectly against that driver’s insurance company. However, what happens if the other driver is uninsured or underinsured? The same is true if you are involved in a